Financial Guides and Articles
Plain-English guides on business banking, insurance and more.
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What Is Invoice Finance?
Invoice finance lets you release cash tied up in unpaid invoices without waiting for customers to pay. It comes in two main forms, factoring and discounting, each suited to different business types and situations. Here is how to work out which one fits yours.
How to Structure Payment Terms (and avoid disputes before they start)
The best invoice disputes to avoid are the ones you prevent. Two disputes from earlier in my career, and what they taught me about structuring payment terms properly from the start.
How to Resolve an Invoice Dispute
An invoice dispute is different from a late payment. The client is contesting what you are owed, not just delaying it. Here is how to assess the dispute, negotiate a resolution, and know when to escalate.
ePOS Systems for Restaurants and Hospitality
A hospitality ePOS system is not the same as a retail one. Running a restaurant, café, or bar demands specific features that a generic system does not provide. This guide covers what those features are and how to evaluate a system against your actual operational needs.
What Is an ePOS System?
An ePOS system is the combination of hardware and software that a business uses to process sales, manage stock, and track performance. This guide explains what an ePOS system actually is, how it works, and what small businesses should know before choosing one.
ePOS Systems for Retail
Retail ePOS systems are built around stock. Managing what you have, what you sell, and what you need to reorder is the core function that everything else is built on top of. This guide explains what retail businesses actually need from an ePOS and how to choose one that fits.
How Much Does an ePOS System Cost?
ePOS system costs range from free to several hundred pounds a month, depending on what you need. The software subscription is only part of the picture. Hardware, transaction fees, and setup costs all contribute to the real number. This guide breaks it down.