Compare Lexham Motorbike InsuranceMotorbike Insurance Quotes

Lexham Insurance has specialised in two-wheeler and specialist motor cover since 2000. It strips its motorbike policies back to the essentials to keep the core price low, with cover built up through optional extras rather than sold as a set of named packages. Alongside standard motorcycle cover, Lexham also runs dedicated schemes for classic and adventure bikes, reflecting its focus on specialist risk rather than mainstream commuter cover alone.

We're partnered with Quotezone.co.uk, as an Introducer Appointed Representative of Seopa Ltd (FCA FRN: 313860). Lexham is part of Quotezone's panel of insurers and is included when you run a motorbike insurance search. Quotezone compares your details against the underwriting criteria set by Lexham, alongside every other insurer on its panel. That means a quote from Lexham isn't guaranteed on every search. It depends on how your profile matches their risk appetite on the day, along with factors like your bike, postcode and driving history. Quotezone runs the comparison and includes them in the results alongside other insurers. HowMuch doesn't have a direct commercial relationship with Lexham. We receive a commission if you purchase a policy. We do not provide advice or make recommendations.

Lexham sells motorbike insurance on a third party, third party fire and theft, or comprehensive basis, with no fixed tiers above the type of cover itself. The policy is priced to keep the core premium competitive, and riders add cover on top of that base according to what they need.

Classic and adventure bike cover

Lexham also offers separate schemes tailored to specific bike types, including:

• Classic motorcycle insurance, with an agreed value option and salvage retention rights if a classic bike is written off
• Adventure bike insurance, built around bikes used for touring and off-road riding rather than daily commuting

• Breakdown cover, priced at £60 a year, for roadside assistance if you break down
• Personal injury benefit, a monetary payment for injuries suffered in a road accident
• Excess cover, reduces or removes the excess you'd otherwise pay when making a claim
• Helmet and leathers cover, for damage to your riding gear, up to £1,000

Lexham suits riders who want the lowest possible starting premium and are happy to add cover only where they need it, rather than paying for a bundled package of extras they might not use. Its classic and adventure bike schemes make it a stronger fit for owners of older, modified or touring-focused machines than for someone insuring a standard commuter bike. Riders who want breakdown, personal injury or leathers cover built in from the start should budget for these as separate additions, since Lexham's base policy doesn't include them.