Compare Hastings Direct Motorbike Insurance Quotes
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- Compare quotes from up to 25 insurers across every bike type and rider experience level
- Get a quote in under 5 minutes with quotes for modified bikes welcome
- You could pay less than £256* when comparing quotes online
Ways you could reduce the cost of motorbike insurance
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Hastings Direct sells motorbike insurance alongside its car and van cover, with two comprehensive tiers, Hastings Direct and Hastings Premier. Its Direct and Premier policies both carry a 5 Star Defaqto rating. Cover is available across a range of bike types, from learner and new-rider policies through to more powerful machines, with pricing shaped by rider experience, no claims history and how you use the bike.
How HowMuch works with Hastings Direct
We're partnered with Quotezone.co.uk, as an Introducer Appointed Representative of Seopa Ltd (FCA FRN: 313860). Hastings Direct is part of Quotezone's panel of insurers and is included when you run a motorbike insurance search. Quotezone compares your details against the underwriting criteria set by Hastings Direct, alongside every other insurer on its panel. That means a quote from Hastings Direct isn't guaranteed on every search. It depends on how your profile matches their risk appetite on the day, along with factors like your bike, postcode and driving history. Quotezone runs the comparison and includes them in the results alongside other insurers. HowMuch doesn't have a direct commercial relationship with Hastings Direct. We receive a commission if you purchase a policy. We do not provide advice or make recommendations.
Types of motorbike insurance cover
Comprehensive
The highest level of bike cover.
Third Party, Fire & Theft
Cover for damage to others, plus fire and theft on your bike.
Third Party Only
The legal minimum in the UK.
Multi-bike
A single policy covering multiple bikes you own.
Hastings Direct's policies
Hastings Premier
includes:
- Breakdown cover, with roadside repair and recovery
- Motor legal expenses cover, up to £100,000 for uninsured loss recovery
- Helmet and leathers cover, up to £1,500 to repair or replace riding gear damaged in an accident
- Personal accident cover, up to £10,000 for specific injuries or death
- A protected no claims discount
Optional extras
- Breakdown cover, for UK and European roadside assistance and recovery
- Motor legal expenses cover, up to £100,000 for costs following a non-fault accident
- Helmet and leathers cover, for damage to riding gear in an accident
- Personal accident cover, a payment for specific injuries or death from an accident
- Pillion cover, for riders who carry passengers
Who is Hastings Direct best for?
Hastings Direct suits riders who want the option to step up to a fully-loaded policy without shopping around for separate breakdown and legal expenses cover, since Premier bundles both in alongside helmet and leathers and personal accident cover. Riders happy to build their own cover from extras, or who only want the legal minimum, are better served by the standard Hastings Direct tier. Anyone who regularly carries a passenger should remember to add pillion cover, since neither tier includes it as standard.
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Hastings Direct is a trading name of Hastings Insurance Services Limited, authorised and regulated by the Financial Conduct Authority (FRN: 311492).
*51% of consumers who received a quote for Motorbike Insurance through this service provided by Seopa Ltd. in May 2026 were quoted less than £256.34. The price you could achieve is dependent on your individual circumstances.
Howmuch Holdings Ltd is an Introducer Appointed Representative (IAR) of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). Quotezone is a trading style of Seopa Ltd. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. The insurance quote system is independently owned and operated by Seopa Ltd. Howmuch Holdings Ltd do not offer financial advice and we receive a commission for any policies purchased, at no cost to you.
Motorbike insurance FAQs
Yes. Performance bikes and superbikes attract higher premiums due to the cost of parts and the increased risk of high-speed incidents. Conversely, lower-capacity scooters used for commuting are generally cheaper to insure.
Standard policies often exclude riding gear. Specialist motorbike insurance providers frequently offer "Helmet and Leathers" cover as a specific add-on to ensure that expensive protective equipment is replaced if damaged in an accident.
NCD is earned for every year of claim-free riding. Many specialist bike insurers allow the transfer of NCD from a car policy, though this varies by provider. Building a strong NCD is one of the most effective ways to lower motorbike premiums.
Yes. If the bike is used to carry passengers, "Pillion Cover" must be included in the policy. Without this specific declaration, any injury to a passenger may not be covered in the event of an accident.
Prioritise safety and seek medical attention if required. Exchange details with any other parties involved and take photos of the scene and the bike’s position. Contact the specialist bike insurer as soon as possible to report the incident and discuss repair options through approved motorcycle mechanics.
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