Compare Sheilas' Wheels Car InsuranceCar Insurance Quotes

Sheilas' Wheels has sold car insurance since 2005, built on research into what women drivers wanted that most insurers at the time weren't offering, from handbag cover to repairers briefed on fitting child car seats and coping with the aftermath of an accident. Since 2012, the law has stopped insurers pricing car insurance by gender, so premiums are set the same way for everyone, but Sheilas' Wheels has kept the product features that grew out of that original research and now sells to any driver. It's part of esure Group, which Belgian insurer Ageas acquired in September 2025 for £1.3 billion.

We're partnered with Quotezone.co.uk, as an Introducer Appointed Representative of Seopa Ltd (FCA FRN: 313860). Sheilas' Wheels is part of Quotezone's panel of insurers and is included when you run a car insurance search. Quotezone compares your details against the underwriting criteria set by Sheilas' Wheels, alongside every other insurer on its panel. That means a quote from Sheilas' Wheels isn't guaranteed on every search. It depends on how your profile matches their risk appetite on the day, along with factors like your car, postcode and driving history. Quotezone runs the comparison and includes them in the results alongside other insurers. HowMuch doesn't have a direct commercial relationship with Sheilas' Wheels. We receive a commission if you purchase a policy. We do not provide advice or make recommendations.

Sheilas' Wheels sells two tiers of comprehensive cover, plus third party, fire and theft as a cheaper alternative. It doesn't offer third party only cover.

Sheilas' Wheels Car Insurance

its full comprehensive policy, includes:

• Unlimited legal liability for death or injury to another person
• Up to £20 million cover for damage to another person's property
• Courtesy car while an approved repairer fixes your car
• 5-year repair guarantee through approved repairers
• Windscreen cover
• Handbag cover up to £200, including contents
• Personal belongings cover up to £200
• Stolen key cover up to £500

Sheilas' Wheels Essentials Car Insurance

a lower-cost comprehensive policy, includes:

• Courtesy car while an approved repairer fixes your car
• 5-year repair guarantee through approved repairers
• Windscreen cover
• Uninsured driver promise and vandalism promise
• Child seat cover up to £100

Sheilas' Wheels Third Party, Fire and Theft

its lowest level of cover, includes:

• Unlimited legal liability for death or injury to another person
• Up to £20 million cover for damage to another person's property
• 5-year repair guarantee through approved repairers
• Cover for theft of your car or fire damage to it

• Motor legal protection, for legal costs following a non-fault accident, covered up to £100,000
• Breakdown cover, roadside assistance and recovery through the RAC
• Hire car, a similar-sized replacement car for up to 21 days if your car's stolen and not recovered, or it's a total loss
• Enhanced personal accident cover, a lump sum for death or serious injury, up to £100,000 if you're at fault or £30,000 if you're not
• Key cover, replacement, repair or retrieval of lost, stolen or damaged keys through the RAC

Sheilas' Wheels suits drivers who want specific extras built into cover as standard, rather than bolted on afterward. Anyone who regularly carries valuables in the car gets more out of the standard policy's handbag and personal belongings cover than they would from a generic comprehensive product, while the Essentials tier works for drivers who want comprehensive cover without paying for extras they won't use. Pricing is gender-neutral by law, so the fit here comes down to what's in the policy rather than who's buying it.