Compare Go Girl Car Insurance Quotes
Get a quote in less than 5 minutes. Compare prices from Go Girl and 130+ UK insurance providers.
- Compare quotes from 130+ providers side by side on price and features
- Get a quote in under 5 minutes and switch to a better policy quickly
- You could save up to £535* when comparing quotes online

Ways you could reduce the cost of car insurance
Step One
Complete the simple form
Fill in the required details and insurance preferences for your vehicle.
Step Two
Compare quotes from providers
Compare quotes from 130+ FCA-regulated insurance providers side by side on price and features.
Step Three
Sit back, save and get covered
Choose from the prices on offer and get covered in minutes.
Go Girl is a trading name of Sabre Insurance Company Limited, an insurer that has underwritten UK motor policies since 1982. The Go Girl brand launched in 2014, built around women and young drivers, and it still positions itself that way today. Insurers have not been able to price a policy based on gender since an EU ruling banned the practice in December 2012, so the difference at Go Girl now sits in the product rather than the price, with extras like handbag cover, child car seat replacement and a courtesy car coming as standard on the comprehensive tier.
How HowMuch works with Go Girl
We're partnered with Quotezone.co.uk, as an Introducer Appointed Representative of Seopa Ltd (FCA FRN: 313860). Go Girl is part of Quotezone's panel of insurers and is included when you run a car insurance search. Quotezone compares your details against the underwriting criteria set by Go Girl, alongside every other insurer on its panel. That means a quote from Go Girl isn't guaranteed on every search. It depends on how your profile matches their risk appetite on the day, along with factors like your car, postcode and driving history. Quotezone runs the comparison and includes them in the results alongside other insurers. HowMuch doesn't have a direct commercial relationship with Go Girl. We receive a commission if you purchase a policy. We do not provide advice or make recommendations.
Types of car insurance cover
Comprehensive
The highest level of cover. Pays out for damage to your own car as well as third-party vehicles, theft, fire and personal injury.
Third Party, Fire & Theft
Covers damage to others, plus your own car if it is stolen or damaged by fire. Often a sensible middle ground for lower-value vehicles.
Third Party Only
The legal minimum in the UK. Pays out for damage you cause to other people's vehicles or property — nothing for your own car.
Black Box (Telematics)
Premiums based on how you drive. A device in your car tracks mileage, speed and braking. Often cheaper for young or new drivers.
Go Girl's policies
Comprehensive
- Courtesy car provided while your car is being repaired following an accepted claim
- Personal accident cover up to £5,000 for you or your legally married spouse or civil partner
- Child car seat replacement if damaged following an accident, fire or theft
- Personal belongings cover up to £150
- Windscreen and window cover, including any resulting bodywork scratches
- Handbag cover up to £200 if stolen from a locked car
- Uninsured driver promise, your no claims discount and excess stay protected if you're hit by an uninsured driver who wasn't at fault
- Audio equipment cover and travel abroad cover as standard
Third Party Fire and Theft
- Covers loss of or damage to your car caused by fire or theft
- Covers injury or damage you cause to other people or their property
- Audio equipment cover and travel abroad cover as standard
Third Party Only
- Covers injury and damage you cause to other people and their property, the legal minimum level of cover
- Travel abroad cover as standard
Optional extras
- Legal cover, access to a legal helpline plus cover for legal fees and expenses following a road traffic accident, including motor prosecution defence
- Protected No Claims Discount, keeps your discount in place after one year of claim-free driving, as long as you have no more than two claims in five years
- RAC breakdown cover, five levels available, from roadside-only assistance up to full European cover with onward travel and car hire
- Key protection, covers lost, stolen or damaged home, car and office keys and locks, up to £1,500 a year
Who is Go Girl best for?
Go Girl suits younger and newly qualified drivers who want cover built around the costs that actually disrupt daily life, a courtesy car, a replacement child seat, cover for a stolen handbag, rather than a policy stripped back to the bare legal minimum. It's a reasonable fit for female drivers who want a brand that still designs its standard extras around things women are statistically more likely to claim for, even though the underlying price is set on risk factors rather than gender. It's a weaker fit for drivers who want breakdown cover and legal protection included as standard, at Go Girl both are paid add-ons rather than built into the price.
What factors can affect the cost of car insurance?
While some of the biggest factors affecting your price — like your age and driving experience — are out of your control, you can still lower your car insurance cost by making a few policy changes.
Compare quotes
Shopping around could help you find a cheaper deal, as prices can vary widely between insurers.
Buy early
Insurers generally offer better prices 3–4 weeks before your policy start date.
Policy choice
Buy car insurance 25+ days before renewal.
Pay annually
Insurers add interest charges to monthly instalments, making this a more expensive way to pay overall.
Policy choice
Select annual payment if affordable.
Add a named driver
Adding more experienced named drivers can lower your premium, as insurers see the policy as less risky.
Policy choice
Have additional experienced drivers named on the policy.
Increase excess
If you pay more towards any claim you reduce the insurer's risk, so they will usually drop your premium.
Policy choice
Set a higher voluntary excess you can afford.
Add driving licence
Adding your driving licence number lets insurers verify your details and assess your risk more accurately.
Policy choice
Add all driver licence numbers.
Cut add-ons
Removing add-ons you don't need or can get elsewhere will lower your premium.
Policy choice
Remove cover like breakdown if you have it elsewhere.
Drive fewer miles
Cutting back on driving where possible can lower costs, as you're a lower risk of making a claim.
Policy choice
Estimate annual mileage accurately.
Ready to compare car insurance?
Free, no-obligation quotes from FCA Regulated Insurers.
Go Girl is a trading name of Sabre Insurance Company Limited, authorised and regulated by the Financial Conduct Authority (FRN: 202795).
*51% of consumers could save £535.17 on their Car Insurance. The saving was calculated by comparing the cheapest price found with the average of the next four cheapest prices quoted by insurance providers on Seopa Ltd’s insurance comparison website. This is based on representative cost savings from May 2026 data. The savings you could achieve are dependent on your individual circumstances and how you selected your current insurance supplier.
Howmuch Holdings Ltd is an Introducer Appointed Representative (IAR) of Seopa Ltd. Seopa Ltd are authorised and regulated by the Financial Conduct Authority (FCA FRN: 313860). Quotezone is a trading style of Seopa Ltd. Seopa Ltd is located at Floor 4, Blackstaff Studios, 8-10 Amelia Street, Belfast, Northern Ireland, BT2 7GS. The insurance quote system is independently owned and operated by Seopa Ltd. Howmuch Holdings Ltd do not offer financial advice and we receive a commission for any policies purchased, at no cost to you.
Car insurance FAQs
Yes. Employment details can influence the cost. If a role requires significant time on the road, providers may view this as an increased risk. Statistically, certain occupations are associated with higher claim frequencies, which can impact the premium.
Paying in a single annual lump sum is typically the most cost-effective method. While monthly instalments can help with budgeting, they usually involve interest charges on the credit provided, making the total cost higher over the year.
Providers typically perform a "soft search" to verify details when generating quotes; this does not affect a credit score. However, a full credit check is usually required if you choose to pay via monthly instalments.
To estimate mileage, calculate weekly usage and multiply by 52, or check previous MOT certificates for an accurate historical record. Accuracy is essential: underestimating can invalidate a policy, while overestimating can lead to higher premiums than necessary.
Contact the insurance provider directly to start the process. If theft or vandalism is involved, a crime reference number from the police is required. Ensure details of other drivers and witnesses are gathered. All incidents must be reported to the insurer, even if a claim is not being pursued.
Have we helped you find what you needed?
We’d love your feedback. Sharing your experience on Trustpilot helps others make confident choices.



