Financial Guides and Articles
Plain-English guides on business banking, insurance and more.
Featured
What Is Invoice Finance?
Invoice finance lets you release cash tied up in unpaid invoices without waiting for customers to pay. It comes in two main forms, factoring and discounting, each suited to different business types and situations. Here is how to work out which one fits yours.
How to Structure Payment Terms (and avoid disputes before they start)
The best invoice disputes to avoid are the ones you prevent. Two disputes from earlier in my career, and what they taught me about structuring payment terms properly from the start.
How to Resolve an Invoice Dispute
An invoice dispute is different from a late payment. The client is contesting what you are owed, not just delaying it. Here is how to assess the dispute, negotiate a resolution, and know when to escalate.
Advantages and Disadvantages of Invoice Discounting
Invoice discounting releases cash from unpaid invoices while you keep full control of your sales ledger. Here is what it costs you and what it gives you.
Recruitment Invoice Finance
Recruitment agencies face one of the most acute cash flow problems in business: paying contractors weekly while clients pay on 60 or 90-day terms. Here is how specialist invoice finance solves it.
Invoice Factoring Rates
Invoice factoring rates are not a single number — they are made up of several components that most comparison guides do not explain. Here is how the costs break down and what you should actually compare.
Selective Invoice Finance Explained
Selective invoice finance lets you release cash from individual invoices without committing your whole sales ledger. Here is how it works and when it makes sense.
Dealing with Business Cash Flow Problems
Cash flow problems kill profitable businesses. Here is what causes them, how to spot them early, and what to do when they hit.
Invoice Discounting vs Factoring
Invoice discounting and factoring both release cash from unpaid invoices. The difference is who chases your customers for payment, and that has more implications than it might seem.
How to Switch Your Business Bank Account
Switching your business bank account is simpler than most businesses expect. Here is how the Current Account Switch Service works and what to check before you start.