Financial Guides and Articles
Plain-English guides on business banking, insurance and more.
Featured
What Is Invoice Finance?
Invoice finance lets you release cash tied up in unpaid invoices without waiting for customers to pay. It comes in two main forms, factoring and discounting, each suited to different business types and situations. Here is how to work out which one fits yours.
Why Timing Isn't the Whole Story for Startup Finance
James Robson argues the SME finance industry has spent a decade chasing the wrong problem: it's timing, not access. He's right, for established businesses. But for startups and first-year companies with no trading history to time, access is still very much the real issue.
The Comparison Site Now Competing With the Products It Compares
MoneySupermarket has launched its own business bank account. Not a comparison of other banks' accounts. Their own. This is a significant moment for the comparison market, and it raises a question every small business owner should ask before using any comparison site to find a bank account.
Business Credit Cards for Startups
Getting a business credit card as a startup is harder than most people expect. Most card issuers want at least a year of trading history, and some want more. This guide explains what options are available at each stage and what to look for when your business is ready to apply.
Business Charge Cards vs Credit Cards
Business charge cards and credit cards look alike but work differently. The key difference is how you repay. This article explains what each product does and which one is likely to suit your business.
How to Choose a Business Credit Card
Business credit cards come in four types and each suits a different spending profile. Choosing the right one is less complicated than most guides make it, but it does require knowing which type fits how your business actually spends. This guide covers what to look for and how to decide.