Sam Griffin
Sam has spent the last decade helping UK consumers and business owners navigate a rapidly changing financial landscape. As the lead for HowMuch (UK), he draws on his background at major comparison platforms to build tools that move the needle for SMEs. From regulatory compliance to deep-market analysis, Sam’s focus is on ensuring that HowMuch UK provides the clarity and accuracy UK consumers & business owners need to make decisions with confidence.
Invoice Finance for Wholesale Businesses
Wholesale businesses buy before they sell and sell before they are paid. Invoice finance releases cash from unpaid sales invoices, so you are not waiting 30 to 60 days for money you have already earned.
26 July 2026
Invoice Finance for Healthcare Agencies
Healthcare staffing agencies pay nurses and care workers weekly while NHS trusts and care homes settle invoices on 30 to 60-day terms. Here is how invoice finance closes that gap.
26 July 2026
Invoice Finance for Construction Companies
Construction businesses spend money long before clients pay. Materials, labour, and plant costs run from day one; invoices sit on 60 or 90-day terms. Here is how invoice finance closes that gap.
26 July 2026
How Much Does Invoice Factoring Cost?
Invoice factoring costs more than a single headline rate suggests. The total is built from two main components, plus ancillary charges that vary significantly between providers. Here is what a facility typically costs and how to compare quotes properly.
26 July 2026
How Much Does Invoice Discounting Cost?
Invoice discounting is typically cheaper than invoice factoring because the lender does less work. Here is how the fees are structured, what a facility typically costs, and how to compare quotes properly.
26 July 2026
Invoice Finance for Manufacturing
Manufacturers buy materials before they produce, and produce before they are paid. Invoice finance releases the cash tied up in unpaid sales invoices, so the working capital gap does not constrain the next production run.
26 July 2026
What Is Invoice Finance?
Invoice finance lets you release cash tied up in unpaid invoices without waiting for customers to pay. It comes in two main forms, factoring and discounting, each suited to different business types and situations. Here is how to work out which one fits yours.
24 July 2026
What Is Invoice Factoring?
Invoice factoring advances you cash from unpaid invoices and hands your credit control to the lender. Here is how it works, what it costs, and whether it is the right fit for your stage of business.
24 July 2026
What Is Invoice Discounting?
Invoice discounting lets you release cash from unpaid invoices while keeping your credit control in-house and the arrangement confidential. Here is how it works, what it costs, and whether it suits your business.
24 July 2026
Selective Invoice Finance Explained
Selective invoice finance lets you release cash from individual invoices without committing your whole sales ledger. Here is how it works and when it makes sense.
24 June 2026
Invoice Discounting vs Factoring
Invoice discounting and factoring both release cash from unpaid invoices. The difference is who chases your customers for payment, and that has more implications than it might seem.
24 June 2026
Recruitment Invoice Finance
Recruitment agencies face one of the most acute cash flow problems in business: paying contractors weekly while clients pay on 60 or 90-day terms. Here is how specialist invoice finance solves it.
24 June 2026