Financial Guides and Articles
Plain-English guides on business banking, insurance and more.
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What Is Invoice Finance?
Invoice finance lets you release cash tied up in unpaid invoices without waiting for customers to pay. It comes in two main forms, factoring and discounting, each suited to different business types and situations. Here is how to work out which one fits yours.
How to Structure Payment Terms (and avoid disputes before they start)
The best invoice disputes to avoid are the ones you prevent. Two disputes from earlier in my career, and what they taught me about structuring payment terms properly from the start.
How to Resolve an Invoice Dispute
An invoice dispute is different from a late payment. The client is contesting what you are owed, not just delaying it. Here is how to assess the dispute, negotiate a resolution, and know when to escalate.
How to Build Business Credit
Business credit does not build itself. Many business owners discover this later than they would like. This guide explains what business credit is, how it works, and the practical steps that make a real difference over time.
Should You Be a Sole Trader or a Limited Company?
Choosing between sole trader and limited company status is one of the first big decisions when you start a business, and the right answer depends on more than just tax. This guide covers the key differences in liability, tax, cost, and credibility so you can make the choice that fits your situation.
How to Register a Business in the UK
Registering your business is simpler than it looks, but the process differs depending on whether you are setting up as a sole trader or a limited company. This guide covers both step by step and explains what you need to put in place once you are registered.