Financial Guides and Articles
Plain-English guides on business banking, insurance and more.
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What Is Invoice Finance?
Invoice finance lets you release cash tied up in unpaid invoices without waiting for customers to pay. It comes in two main forms, factoring and discounting, each suited to different business types and situations. Here is how to work out which one fits yours.
How to Structure Payment Terms (and avoid disputes before they start)
The best invoice disputes to avoid are the ones you prevent. Two disputes from earlier in my career, and what they taught me about structuring payment terms properly from the start.
How to Resolve an Invoice Dispute
An invoice dispute is different from a late payment. The client is contesting what you are owed, not just delaying it. Here is how to assess the dispute, negotiate a resolution, and know when to escalate.
Exit Strategies for Bridging Loans
The exit strategy is not just part of a bridging loan application. It is the foundation the entire loan is built on. Here is what makes an exit credible, what the most common routes look like, and what happens when they go wrong.
Bridging Loans for Auction Purchases
Auction purchases require completion within 28 days, which rules out standard mortgage finance for most buyers. Bridging loans are built for exactly this situation. Here is how it works in practice.
Bridging Loans for Property Investors
Property investors use bridging loans for speed and flexibility that standard finance cannot match. Here is how bridging works in a property investment context, what lenders look for, and how to structure your exit.
How Long Does It Take to Get a Bridging Loan?
Bridging loans are the fastest form of secured finance, but the timeline still varies considerably. Here is what drives that variation and how to give your application the best chance of completing quickly.
Bridging Loan vs Secured Business Loan. What's the Difference?
Bridging loans and secured business loans both use an asset as security, but they serve different purposes, carry different costs, and suit different timescales. Here is how to tell which one you need.
What Is a Bridging Loan?
A bridging loan is short-term secured finance designed to cover a gap. Here is what they are used for, what they cost, and how they compare to other forms of secured lending.
Bridging Loan Rates and Costs Explained
Bridging loan rates are quoted monthly, which makes them easy to underestimate. Here is what current rates look like in 2026, what drives them, and how to calculate the true cost of a bridging facility.
How Do Bridging Loans Work?
A bridging loan works by securing short-term finance against a property, with repayment driven by a defined exit event. Here is what happens at each stage, from application through to repayment.